Are you guys becoming more thrifty in light of the crappy economy? Man, I am. I’m pinching pennies wherever I can. I’m cutting back on nonessential stuff — except for books. And maybe makeup. Oh yeah, that reminds me I need to make a hair appointment…okay, so I’m still spending money like I have it. But, I am trying to pay more attention to the little wasteful stuff that really adds up fast — like junk food or eating out. We haven’t rented any movies in a long time, nor have we gone to a regular movie. I’ve cut back on school so that helps out with the tuition bills at least in the short term. Eventually I have to have the classes so the money is going to be spent.
I’m actually being a little petulant about all this. I have some attitude going. I started out poor and I like having money much better. So, I’ve gotten into some bad habits over the years — like using credit cards too often (even though I usually pay them off each month). I also tend to buy too much stuff — like clothes that end up staying in my closet with their tags still on. I know I buy too many books — it’s like feeding a habit.
So now the Discover Bill is getting out of control with the tuition bills. It’s scary to carry a balance. I don’t like finance charges. My pastor told his congregation to cut up their credit cards. No. Nice try. A friend of mine suggested I take my other credit cards and put them in water and freeze them in the freezer. Yeah, like that worked. I just took those credit card ice cubes and plopped them in a big glass of Diet Coke until they were thawed and off I went shopping!
I’m doing okay on the budget — except when the unexpected happens and it always happens. This morning trusty canine companion had to make a visit to her friend Dr. Vet. Poor puppy girl has allergies so bad her eye is swollen and she has scratched herself into open sores. Yuk squared. So, three types of medicine and $87.00 later I just looked at my poor worn checkbook and sighed.
The holidays are rapidly approaching. I know retailers are doing all they can to get people to spend money, but I think it’s going to be a somewhat lean season. I’m not planning on buying as much as usual, that’s for sure. In fact, I asked Santa Devoted Spouse for a new sewing machine and I’m retracting that wish because it’s more money than Santa Devoted Spouse should spend on me this year.